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 PERSONAL FINANCE ADVICE
CARS
Hydrogen in Your Future?

Momentum toward affordable hydrogen vehicles is slowly building. MORE...

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Consumer Spending Stalls in January
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 TODAY'S STOCK TO WATCH
Hilton: Rooms to Grow
TODAY'S STOCK TO WATCHThis hotelier is particularly well-positioned to benefit from a rising tide of well-heeled travelers.
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 Q & A
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TAX ANSWERS
Fear of the AMT
Tax Answers
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Q: Could we potentially escape the AMT by putting our new house in my wife's name only and then filing our taxes separately?

A: I've come across only a handful of cases where married couples who filed separately come out ahead. Joint is almost always best. MORE...


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Q: I read recently that people earning more than $23,000 may not get overtime pay. What is the rule?

A: The government doesn't decide who can't be paid overtime; the law provides for who must be. MORE...

 IN THE COMMUNITY
TAXES
I just bought my home in June. Besides mortgage points and interest, what else can I deduct?
-- jerry5764
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COLLEGE
Our daughter is 11 years old, and we haven't saved a penny for her college education. Does anyone out there have suggestions on how to approach this?
-- YoungFamily
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 BUSINESS FORECASTS               A premium service
This Week In:
The Kiplinger Letter
bulletHuge Shakeout
For Retail Industry
bulletElection 2008:
Early Contenders
bulletLong -Term Rates:
Fed to Weigh In
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Now, the Hard Work

LATEST UPDATE
Factory Work
To Lag Services
In Job Pickup

Overall job growth will increase from the January pace as productivity gains slow.  MORE...


OUTLOOK
Economic Growth
GDP up 3.5% in '05
10-yr Treasuries
About 5.25%
by end '05

90-day Treasuries
Rising to 3.75%
by end '05

Prime Rate
Climbing to 6.75%
by end '05

Inflation
2.5% in '05
Unemployment
2.4 million
more jobs in '05

 DAILY QUESTION
What percentage of recalled vehicles gets repaired?
24%
46%
61%
72%

 
 
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