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FINANCE
Rating the Rules of Thumb
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STARTING OUT
Five Financial Resolutions for the New Year
Instead of setting goals for 2005 that you know you won't keep, we show you five financial resolutions that will really motivate you, and take you down the path toward greater independence.
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I've heard that some people will now have free access to their credit reports. How do I get mine?
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Beware of Rising Credit Card Rates

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My rate just increased on my Visa card even though I've never been late on any payments. The issuer says it's because I missed a payment on another one of my credit cards. Can they do this?
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Save or Pay off Loans

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Even if you have just a little spare cash, save it rather than pay off your student loans early.
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