Inside the January Issue...

INVESTING | YOUR MONEY | REWARDS

Economy: Back Into Balance
Expect steady growth -- more jobs, low inflation and slightly higher interest rates -- in 2005, Alan Greenspan's final year at the Fed. MORE...

'Tis the Flu Season
How a major company prepares for a rash of absent employees. MORE...

401(k)s: Under New Management
Workers who don't want to do it themselves get help with retirement planning. MORE...

Nonstop to Berlin
To attract higher-paying business passengers, airlines expand international service. MORE...

PERFECT YOUR PORTFOLIO
Tools for Fixing Two Busted IRAs
Sometimes you need a complete overhaul. MORE...

The Second Bush Administration & Your Money
Security and values dominated the campaign. See how the outcome will affect pocket-book issues. MORE...

Commentary
Time to Forgive Drkoop.com: Opening Shot, by James K. Glassman MORE...

Where to Put Your Money Now
Despite a world of bad news, the market was up in 2004, buoyed by a surge after the presidential election. That confidence in the health of the economy bodes well for stocks this year. Plus: Best bets for bonds and international stocks. MORE...

8 Stocks to Own This Year
Look for these companies -- from high tech to no tech -- to benefit from the strengthening economy. MORE...

Finding the Right Pro
Whether you are planning for a future of children and college, or nursing a retirement nest egg, there is a financial planner for you. We can help you sort through the alphabet soup of credentials and the many ways advisers charge for their services. MORE...

Ripe for a Comeback
Growth stocks are starting to sizzle, and these five mutual funds stand to benefit from the change of fortune. MORE...

Commentary
Hyperbole Made Easy: Promised Land, by Andrew Feinberg MORE...

More on investing your money
A bang-up year at Third Avenue funds ... Taking some of the steam out of Starbucks' stock ... Bill Miller's 13-year streak imperiled ... AIG on sale ... Indexers' quandary: funds or ETFs? ... Baron Partners on a tear .

No Bubble Trouble
The supposedly overheated housing market again defied expectations in 2004. In fact, last year marked the hottest home-sales market in history. With prospects for the economy and job market looking up, home sales should continue to boom. MORE...

Budgets That Work (Honest)
Don't be put off by the b word. Whether you use a pencil or a PC, a budget lets you control small expenses now so you can buy bigger stuff -- and have more fun -- in the future. MORE...

Rating the Rules of Thumb
These 12 guidelines are often touted as financial words to live by. Should you accept them as gospel truth? MORE...

Ask Kim:
This month Kimberly Lankford answers your questions about PMI, AT&T Wireless shares, taxes on home sales, borrowing from a 401(k) to fund a Roth IRA, investing college savings, retirement savings after age 70 and inheriting Mom's brokerage account. MORE...

More on managing your money
How to figure your personal CPI ... Revive your résumé ... Where to send a PC to die ... Combat the high cost of winter ... No go for 401(k) credit cards ... Cash in old savings bonds now.

Love for Sail
Chart a course to a sailing cruise. You can snorkel in crystal-clear water, watch dolphins surf the wake or spend a day on a small, secluded beach. So kick off your shoes and relax. MORE...

Hard Body Hardware
Our expert shows you how to put together the ultimate home gym. MORE...

A Hybrid Flexes its Muscle
Drive Time, by Mark K. Solheim MORE...

More on spending your money
New programs help you retrieve a PC file fast.

My Story
I help individual Americans make a difference in Iraq. MORE...