Inside the February Issue...

INVESTING | YOUR MONEY | REWARDS

Coming to a Hot Spot Near You
Wireless Internet access is spreading fast, and the cost to connect is falling. Sometimes you can even log on free.

Marriage Prospects: Richer, not Poorer
Attention, bachelors: Tying the knot is healthy for your paycheck.

Do You Know Where Your Pension is?
The agency that insures your benefits faces a huge shortfall, and the system needs fixing.

Long Live Low Fares
One airline's failure is an opportunity for other carriers -- and for passengers.

PERFECT YOUR PORTFOLIO
When you Need a Slight Course Correction
No action may be the best action.

Commentary
From Here to Obscurity: Opening Shot, by James K. Glassman

Blooming Bargains
If high-priced blue chips don't set your heart racing, then you could be ready to take a flier on these five beaten-down stocks. All are priced under $9 but have the potential to post big returns for adventurous investors. MORE...
Plus: Anti-Atkins companies poised for a comeback and bargain-basement drug stocks.

Opportunity Knocks
If you're among the frustrated investors who have been closed out of some of the best mutual funds, here's good news: We've got five excellent alternatives that are still happy to accept your money. Plus: Update on the Kiplinger 25 mutual funds.

In Search of a Sure Thing
The TV commercial was enticing: Invest in cashless ATMs and then sit back and wait for easy money to roll in. But like most deals that seem too good to be true, it was.

Coping with a Dwindling Dollar
The U.S. dollar may be shrinking in value, but investors who venture outside the U.S. can protect their portfolios -- and maybe earn a buck (or euro or yen) or two. MORE...

Commentary
The buck stops here: Going Long, by Jeremy J. Siegel
Don't settle for average: Fund Insights, by Ken Gregory and Steve Savage

More on investing your money
IAC/InterActiveCorp builds an e-commerce empire ... Quirky Alpine Dynamic Dividend's formula for success ... Stand down at First Command ... Buy a slice of Apple? ... Class B shares are biting the dust.

How to Make a Million
The men and women profiled here didn't inherit their fortunes: They earned them. Some invested well. Others started ventures that took off. But all say they never lost sight of their goal. MORE...

Can you Smell the Phish?
Sophisticated cyber crooks are casting wide nets that can snare even the most wary Internet user. They're after personal financial information. Make sure they don't get yours. MORE...

It Could Happen to you
In AMT land, there are no write-offs for state and local taxes or personal exemptions. So if you live in a high-tax state -- or you have a big family -- you're at high risk. MORE...

Ask Kim:
This month Kimberly Lankford answers your questions about buying diamonds overseas, opening a college-savings account before you have kids, joining a medicare HMO, disposing of Owens Corning stock and signing up for a medical flex plan with a new employer.

More on managing your money
Six ways to supersize your refund ... Starting out: Pay off loans or start saving for retirement? ... Make a date to talk money this Valentine's Day ... Cell-phone GPS services track teenage drivers ... New rules could let you work part-time and collect a pension.

Music on the Move
These versatile wireless speaker systems let you shuttle your sound around. But how good are they? MORE... | Plus: Apple's AirPort Express.

King Tux
An expert shares her secrets for picking a tuxedo even James Bond might envy.

Hydrogen in your Future?
Drive Time, by Mark K. Solheim

More on spending your money
Custom vacation packages on the Web.

My Story
I put my own twist on the art of the deal.